Nishtha Leasing is a Reserve Bank of India-registered Non-Banking Financial Company operating from Panipat, Haryana since 1991. We partner with India's fintechs as a co-lending NBFC, and extend direct credit to individuals and small businesses through our LendBase platform.
Whether you're a digital lending platform looking for an NBFC partner, or an individual or small business in need of credit — we're built to serve both sides of India's lending market with the same discipline.
Run your origination, scoring, and collections — we bring the NBFC license, capital allocation, and statutory compliance. Built for RBI's Digital Lending Directions 2025 framework.
Personal loans and business loans through LendBase — our direct lending platform. Minimal documentation, transparent terms, fast turnaround, designed for India's underserved credit market.
Three decades of lending have taught us one thing — borrowers want clarity, not complexity. Every product below ships with a Key Fact Statement, an unambiguous repayment schedule, and a published grievance channel.
Quick access to funds for life events, education, medical, or consolidation. Salaried and self-employed eligible. Tenure 3-36 months. Documentation reduced to essentials.
Working capital and growth credit for small enterprises. Streamlined application, competitive interest rates, and flexible repayment aligned to your cash cycle.
For fintech partners — Nishtha provides the NBFC license, balance-sheet capacity, and compliance machinery. You bring the customer pipeline, we share in the credit book.
Nishtha Leasing Pvt Ltd was incorporated in 1991 and obtained its Certificate of Registration as a Non-Banking Financial Company from the Reserve Bank of India on 10 August 1998 (CoR No. 14.01047).
From our headquarters in Panipat, Haryana, we have spent three decades quietly building a lending book grounded in disciplined underwriting, customer-first servicing, and complete regulatory transparency.
In 2026, we entered a new phase — pairing our 34-year NBFC license with a modern lending platform, LendBase, engineered by Ardhanex Tech. The combination of regulatory heritage and contemporary technology is what makes us a different kind of credit partner.
Our compliance documents are public by design — because trust starts with disclosure. If a document you need isn't listed below, write to our nodal officer and we'll publish it.
156 Model Town, Near Ram Lal Chowk
Panipat, Haryana — 132103
For any complaint regarding our services, products, or staff, please write to our grievance email. We respond within 30 working days as mandated by RBI.
✉ grievances@nishthaleasing.inRoshan Pandit
Designated under RBI's Grievance Redressal framework. Direct escalation channel if our grievance cell does not resolve your issue within 30 days.
If we fail to resolve your complaint within 30 days, you may escalate to the RBI Integrated Ombudsman Scheme.
cms.rbi.org.in →Tell us briefly what you need — partnership, loan application, or general query — and we'll route you to the right person.